Cut Your Auto Rate in Half¹

• Rates as low as 3.69% APR* for 48 months
• Rates as low as 3.99% APR* for 60 months

Why Refinance with InvesTex Credit Union?

A lower rate could mean more money in your pocket every month. Whether your credit has improved, rates have changed, or you financed elsewhere, refinancing your auto loan with InvesTex Credit Union could help you:

• Lower your monthly payment
• Reduce your interest rate
• Pay less over the life of your loan
• Skip the hassle with an easy application process

We Make Refinancing Easy!

1. Apply Online

Complete a quick application in minutes.

2. Review Your Offer

See your new rate and payment options.

3. Start Saving

Finalize your application and enjoy lower monthly payments.

At InvesTex Credit Union, we’re committed to helping members reach their financial goals with competitive rates and personalized support from a team experts. Find out how we can help you! Click below to begin your application process.

*APR means Annual Percentage Rate. Rates and terms are subject to change without notice. Rates current as of 03/26/2026 and are subject to change based on market conditions and borrower eligibility. A $30,000 loan with a 48-month term at 3.69% APR equals approximately a $678.00 monthly payment. A $30,000 loan with a 60-month term at 3.99% APR equals approximately a $556.06 monthly payment. Your monthly payment includes principal and interest and may be higher or lower depending on your loan amount. ¹Cut your loan rate by as much as half with a maximum rate reduction of 5% when you refinance a vehicle from another financial institution to InvesTex Credit Union. The final rate cannot go below the A+ calculated rate for term/loan type requested.