Deposit Rates

Savings Rates: Effective 07/01/2016

INVESTMENT ACCOUNTS (includes IRA CDs)
Services Offered $1,000.00 and Up Jumbo ($50K plus)
Certificate of Deposit Term

6 Months

1 Year

18 Months

2 Years

3 Years

4 Years

5 Years

Minimum Deposit

$1,000.00

$1,000.00

$1,000.00

$1,000.00

$1,000.00

$1,000.00

$1,000.00

Rate

.15%

.20%

.25%

.30%

.40%

.55%

.95%

APY1

.15%

.20%

.25%

.30%

.40%

.55%

.95%

Rate

.30%

.35%

.40%

.45%

.55%

.70%

1.10%

APY1

.30%

.35%

.40%

.45%

.55%

.70%

1.11%

Payroll Growth CD 1 Year $100.00 .05% .05%
Services Offered $0 to $4,999.99 $5K to $19,999.99 $20,000.00 plus
IRA Rate.10% APY1.10% Rate.25% APY1.25% Rate .75% APY1 .75%

 

SAVINGS ACCOUNTS
Services Offered $0 to $4,999.99 $5K to $19,999.99 $20,000.00 plus
Regular Savings Rate0.05% APY10.05% Rate0.05% APY10.05% Rate0.05% APY10.10%
Secondary Savings 0.05% 0.05% 0.05% 0.05% 0.05% 0.10%
Lil’ Roper Club 0.05% 0.05% 0.05%
Vacation Club 0.05% 0.05%
Christmas Club 0.05% 0.05%
CHECKING ACCOUNTS
Services Offered $500 to $4,999.99 $5K to $19,999.99 $20,000.00 plus
Non-Dividend/Interest Rate0.00% APY10.00% Rate0.00% APY10.00% Rate0.00% APY10.00%
Lone Star Select 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Lone Star Diamond 0.00% 0.00% 0.00% 0.00% 0.00% 0.00%
Services Offered $2,500.00 to $4,999.99 $5K to $19,999.99 $20,000.00 plus
High-Yield Checking Rate.05% APY1.05% Rate.05% APY1.05% Rate.05% APY1.05%

1APY means “Annual Percentage Yield”. APY assumes dividends remain in the account until maturity. Withdrawals reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends. The above rates were paid for their respective dividend period. Dividends are paid at the end of the period from the current income and the available earnings after any required transfers to reserves. These rates are not guaranteed for the current dividend period. All deposits are federally insured by NCUA. Rates and APY are subject to change without notice.