Deposit Rates

Savings Rates: Effective 03/18/2024

INVESTMENT ACCOUNTS (includes IRA CDs)
Services Offered $1,000 to $49,999.99 Jumbo ($50K plus)
Certificate of Deposit
(Regular and IRA Certificates Of Deposit)
Term

6 Months

1 Year

18 Months

2 Years

3 Years

4 Years

5 Years

Minimum Deposit

$1,000.00

$1,000.00

$1,000.00

$1,000.00

$1,000.00

$1,000.00

$1,000.00

Rate

2.00%

3.00%

4.25%

4.25%

4.25%

3.75%

3.50%

APY1

2.02%

3.04%

4.33%

4.33%

4.33%

3.82%

3.56%

Rate

2.25%

3.25%

4.50%

4.50%

4.50%

4.00%

3.75%

APY1

2.27%

3.29%

4.59%

4.59%

4.59%

4.07%

3.82%

Payroll Growth CD 1 Year $100.00 .25% .25%
Services Offered $0 to $4,999.99 $5K to $19,999.99 $20,000.00 plus
 

IRA Savings

EDU IRA Savings

Roth IRA Savings

SEP IRA Savings

Rate APY1 Rate APY1 Rate APY1

.85%

.85%

.85%

.85%

.85%

.85%

.85%

.85%

1.55%

1.55%

1.55%

1.55%

1.56%

1.56%

1.56%

1.56%

2.25%

2.25%

2.25%

2.25%

2.27%

2.27%

2.27%

2.27%

 

MONEY MARKET ACCOUNTS
Services Offered $0 to $4,999.99 $5K to $19,999.99 $20,000.00 plus
Rate APY1 Rate APY1 Rate APY1
Money Market 0.00% 0.00% 1.45% 1.46% 1.75% 1.76%

1ANNUAL PERCENTAGE YIELD (“APY”). The Annual Percentage Yield is a Rate that reflects the total amount of Dividends to be paid on an account based on the Dividend Rate and frequency of compounding for an annual period. For accounts subject to Dividend Compounding, the Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.
DIVIDEND COMPOUNDING AND CREDITING. The compounding and crediting frequency of dividends are stated in the Rate Schedule of our Truth-in-Savings Disclosure.
ACCRUAL OF DIVIDENDS. For all earning accounts, dividends will begin to accrue on non-cash deposits (e.g., checks) on the business day you make the deposit to your account. For all Non-Certificate of Deposit Accounts, if you close your account before accrued dividends are credited, you will not receive the accrued dividends.