Savings Rates: Effective 04/19/2023
| INVESTMENT ACCOUNTS (includes IRA CDs) | ||||||
|---|---|---|---|---|---|---|
| Services Offered | $1,000 to $49,999.99 | Jumbo ($50K plus) | ||||
| Certificate of Deposit (Regular and IRA Certificates Of Deposit) |
Term
6 Months 1 Year 18 Months 2 Years 3 Years 4 Years 5 Years |
Minimum Deposit
$1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 $1,000.00 |
Rate
2.10% 3.10% 4.40% 4.00% 4.15% 3.50% 3.65% |
APY1
2.12% 3.14% 4.49% 4.07% 4.23% 3.56% 3.71% |
Rate
2.25% 3.25% 4.55% 4.15% 4.30% 3.65% 3.80% |
APY1
2.27% 3.30% 4.65% 4.23% 4.39% 3.82% 3.87% |
| Payroll Growth CD | 1 Year | $100.00 | .25% | .25% | – | – |
| Services Offered | $0 to $4,999.99 | $5K to $19,999.99 | $20,000.00 plus | |||
| IRA Savings | Rate | APY1 | Rate | APY1 | Rate | APY1 |
|
1.25% 1.25% 1.25% 1.25% |
1.26% 1.26% 1.26% 1.26% |
1.75% 1.75% 1.75% 1.75% |
1.76% 1.76% 1.76% 1.76% |
2.25% 2.25% 2.25% 2.25% |
2.27% 2.27% 2.27% 2.27% |
|
| SAVINGS ACCOUNTS | ||||||
|---|---|---|---|---|---|---|
| Services Offered | $0 to $4,999.99 | $5K to $19,999.99 | $20,000.00 plus | |||
| Rate |
APY1 |
Rate |
APY1 |
Rate |
APY1 |
|
| Regular Savings | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Secondary Savings | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lil’ Roper Club | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Vacation Club | 0.00% | 0.00% | – | – | – | – |
| Christmas Club | 0.00% | 0.00% | – | – | – | – |
| MONEY MARKET ACCOUNTS | ||||||
|---|---|---|---|---|---|---|
| Services Offered | $0 to $4,999.99 | $5K to $19,999.99 | $20,000.00 plus | |||
| Rate | APY1 | Rate | APY1 | Rate | APY1 | |
| Money Market | 0.00% | 0.00% | 1.25% | 1.26% | 1.40% | 1.41% |
| CHECKING ACCOUNTS | ||||||
|---|---|---|---|---|---|---|
| Services Offered | $500 to $4,999.99 | $5K to $19,999.99 | $20,000.00 plus | |||
| Rate |
APY1 |
Rate |
APY1 |
Rate |
APY1 |
|
| Non-Dividend/Interest | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lone Star Select | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lone Star Diamond | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Services Offered |
$2,500.00 to $4,999.99 | $5K to $19,999.99 | $20,000.00 plus | |||
| Rate | APY1 | Rate | APY1 | Rate | APY1 | |
| High-Yield Checking | .00% | .00% | .00% | .00% | .05% | .05% |
1APY means “Annual Percentage Yield”. APY assumes dividends remain in the account until maturity. Withdrawals reduce earnings. All accounts must remain open through the end of the dividend period or the maturity date to be paid the accrued dividends. The above rates were paid for their respective dividend period. Dividends are paid at the end of the period from the current income and the available earnings after any required transfers to reserves. These rates are not guaranteed for the current dividend period. All deposits are insured by American Share Insurance (ASI). Rates and APY are subject to change without notice.
