An Individual Retirement Account is an excellent way to save for your retirement years. One reason is that the income tax on your IRA earnings is deferred until you begin making withdrawals.

It's possible that you qualify for a full or partial tax-deduction of your IRA contribution. InvesTex also offers an IRA CD, with a minimum deposit of $1,000.00. So, if you don't already have an Individual Retirement Account hard at work for you, stop in at the Credit Union and start one today!.